Brad Garlinghouse Says Stablecoin Market Cap Will Hit $3 Trillion by 2031

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At CoinDesk's Consensus, Ripple CEO Brad Garlinghouse joins the stage for a wide-ranging conversation on the future of crypto, regulation, and global payments. He breaks down why he believes stablecoins could reach a $3 trillion market cap by 2031 and what's driving that long-term growth. Garlinghouse also discusses the importance of regulatory clarity in the U.S., including the potential impact of the CLARITY Act on the digital asset industry. - Timecodes: 00:00 - Brad Garlinghouse at Consensus Miami 2026 04:21 - Will the CLARITY Act Pass This Year? 06:04 - Why It Matters (and XRP's Existing Legal Clarity) 10:00 - Ripple's M&A Strategy 11:48 - G Treasury: $13T in Payments, Opportunity to Move On-Chain 14:53 - IPO Plans 17:44 - Stablecoins: $3T by 2031 19:01 - XRP News and Highlights - #cryptocurrency #digitalfinance #finance #bitcoin #crypto Subscribe to CoinDesk on YouTube: https://www.youtube.com/user/CoinDesk?sub_confirmation=1 CoinDesk is the leading digital media, events and information services company for the crypto asset and blockchain technology community. Twitter: https://www.twitter.com/coindesk LinkedIn: https://www.linkedin.com/company/coindesk Instagram: https://www.instagram.com/coindesk Facebook: https://www.facebook.com/CoinDesk Newsletters: https://www.coindesk.com/newsletters CoinDesk Podcast Network: https://open.spotify.com/show/2jyIhkvAQhed8AWDZiPpSP Public Keys: https://open.spotify.com/show/1rqYzRV10nfKfoTpFXZhTE Markets Daily Crypto Roundup: https://open.spotify.com/show/7sDXM8BlxsUqzL2IqmLqwE The Policy Protocol: https://open.spotify.com/show/3Fh8ffulAWcCqMu0uVuwoj