Coinbase vs Crypto.com
Side-by-side comparison from our sourced exchange data. A dash means we haven't verified that fact — we don't fill gaps with guesses.
| Coinbase | Crypto.com | |
|---|---|---|
| Editorial score | — | — |
| Founded | 2012 | 2016 |
| Headquarters | No headquarters — remote-first company since May 2020 (per its 10-K, it does not maintain principal executive offices) | Singapore |
| Spot maker (base) | 0.4% | 0.25% |
| Spot taker (base) | 0.6% | 0.5% |
| Listed assets | ~247 | ~400 |
| KYC | Required | Required |
| Notably unavailable | China, Russia | China, Russia, Iran, North Korea |
How they differ
Coinbase, founded in 2012, is a remote-first company with no principal executive offices that lists about 247 assets and separates a simple buy flow from the Coinbase Advanced trading venue. Crypto.com, founded in 2016 and headquartered in Singapore, lists about 400 assets and builds an app-centred product around bank transfer, card, Apple Pay and Google Pay funding plus card services. Both are consumer-facing, with Crypto.com covering more payment and card territory and Coinbase offering a more developed professional trading tier.
Base fees are structured similarly and priced differently. Coinbase Advanced starts at 0.4% maker and 0.6% taker with 30-day volume tiers and 0% maker on selected stable pairs. Crypto.com's base exchange tier, under $10,000 of 30-day volume, is 0.25% maker and 0.5% taker per third-party fee trackers, with discounts for volume and CRO staking. The Crypto.com numbers come from third-party trackers because the logged-out official fee page could not be verified, so treat them as indicative and check the live schedule.
Verification is required on both. Coinbase asks US customers for an SSN or ITIN; Crypto.com requires a passport or national ID, or a state-issued ID for US users, before trading, deposits, withdrawals and card services unlock. Coinbase reports over 100 countries and excludes China and Russia. Crypto.com cites 90 countries of operation while its app geo-restriction list blocks roughly 75 markets including China, Russia, Iran, North Korea, Cuba, Syria and occupied Ukrainian regions; in the US only New York is restricted and the UK is not restricted.
Crypto.com records the wider licence set, with a Malta MiCA licence from January 2025, a Singapore Major Payment Institution licence and both FCA cryptoasset registration and EMI authorisation in the UK. Coinbase holds a MiCA licence via Luxembourg passported across the EU. Crypto.com's January 2022 incident cost about $35M across 483 accounts, with users reimbursed; Coinbase's May 2025 breach exposed data on roughly 70,000 customers.