Gemini Review
Not yet editorially reviewed — factual data below is sourced; scores pending.
Scorecard
Scores are entered by our editors after a hands-on review — never auto-generated. This exchange hasn't been scored yet.
Key Facts
| Founded | 2014[src] |
| Headquarters | New York City, US (per NYDFS charter announcement).[src] |
| Listed assets | ~66[src] |
| KYC | Required — Full KYC at onboarding: legal name, date of birth, address, phone, email, SSN for US citizens, plus photo ID; verification required before trading or withdrawal.[src] |
| Payment methods | Bank transfer (ACH - US only), Wire transfer, SEPA, Faster Payments (UK), FAST (Singapore), Debit card, Google Pay, Apple Pay, PayPal (select regions)[src] |
Fees
Spot maker (base tier)
0.6%
Spot taker (base tier)
1.2%
ActiveTrader base tier (30-day volume below $10K): 0.600% maker / 1.200% taker; fees fall with volume to 0.000%/0.020% at $250M+. Selected stablecoin pairs are zero-fee. Web/mobile 'Gemini Mode' fees are separate.
Deposits & withdrawals: No Gemini fee on ACH or wire deposits; ACH is US-only and clears for withdrawal in 4-5 business days. Debit cards allow instant purchases but fiat withdrawal is only via ACH or wire to a registered bank account.[src]
Full fee schedule (retrieved 2026-08-10)Availability
Available in 50+ countries including all 50 US states, DC and Puerto Rico. Official page states UK, EEA and Australia customer accounts will be closed effective 6 April 2026.[src]
Notably unavailable: United Kingdom (accounts closing effective 2026-04-06), European Economic Area (accounts closing effective 2026-04-06), Australia (accounts closing effective 2026-04-06)
Security Incident History
2022-11 — ~$1,100,000,000[src]
Gemini Earn withdrawals halted 2022-11-16 when lending partner Genesis Global Capital froze redemptions (~$1.1B owed to Earn users); not a hack of Gemini's exchange.
Resolution: Gemini announced (Feb 2024) a settlement returning 100% of Earn users' digital assets in kind; over $2B in crypto was distributed to about 232,000 users by mid-2024.
Licenses & Registrations
API & Bot Trading
REST, WebSocket, and FIX APIs for orders, market data streaming, and account data; REST and WebSocket are public-internet, FIX requires a data-center cross-connect.[src]