Why Stablecoins Need to Move Beyond the Dollar

📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY2 https://bankless.cc/spotify-premium --- What if the next stablecoin boom isn't in dollars? Ripio co-founder and CEO Sebastian Serrano joins David Hoffman to unpack how Latin America is bringing six local currencies onchain, why self-custody wallet deposits are still so expensive, and how stablecoins could improve cross-border payments. --- BANKLESS SPONSOR TOOLS: 🔓NEAR | TRADE CONFIDENTIALLY, GET 20% BACK https://bankless.cc/near2026 🌍 RIPIO | LOCAL CURRENCIES, ONCHAIN https://bankless.cc/ripio 🛡️VIZOR | THE WALLET ZCASH DEVS USE https://bankless.cc/vizor 🎯THE DEFI REPORT | ONCHAIN INSIGHTS https://thedefireport.io/bankless --- TIMESTAMPS 0:00 Crypto adoption in Latin America 5:38 Local currencies, FX and the carry trade 8:19 Inside Ripio: crypto infrastructure for LatAm 16:29 Fixing on-ramps with local stablecoins 28:26 Wrapped fiat: business model and cross-border payments 35:29 Distribution and which blockchains 42:14 Regulators, banks and market growth --- RESOURCES Sebastián Serrano https://x.com/sserrano44 --- Not financial or tax advice. See our investment disclosures here: https://www.bankless.com/disclosures